Online Loans Louisiana
Updated: Sep 22, 2022
Payday loans from both storefront and online lenders are legal in the state of Louisiana.
Trust in Online Loans Curbie & Bessie Capital Investment is an online loans company in Louisiana who has been providing small personal loans to consumers since 2010. We offer loans to cover those small, yet important, expenses incurred by vacations, small property transactions and even bill consolidation. People who have needed a few hundred dollars or even an additional thousand dollars to cover an upcoming cost have trusted us to help cover them until their next paycheck.
We also respect those individuals who prefer to speak with us in person. That’s why we offer consumers the opportunity to come and apply for loans in person at any of our branch locations. Of course, you can also apply online.
Can you borrow money online instantly?
Online loans offer short-term funds that you can collect very quickly. You can use these funds to cover a bill, car repair, or any other expense. Once you fill out an online application form in just a few minutes, the lender can decide whether or not to approve you instantly.
How long can a payday loan be collected in Louisiana?
In the state of Louisiana payday lending is considered legal. Louisiana has a $350 payday loan limit. Payday loans can be taken for the period up to 30 days with the maximum finance charges of 16.75% of the amount advanced; actual APR equals 391%. No rollovers are allowed.
What is the easiest loan to get approved for?
Easiest loans and their risks
Emergency loans. ...
Payday loans. ...
Bad-credit or no-credit-check loans. ...
Local banks and credit unions. ...
Local charities and nonprofits. ...
Payment plans. ...
Paycheck advances. ...
Loan or hardship distribution from your 401(k) plan.
What credit score is needed for a $5000 loan?
FICO 600 or above What credit score is needed for a $5,000 loan? To qualify for a personal loan of $5,000, you should have a FICO 600 or above. However, just because you can qualify for a personal loan, doesn't mean that you should take it.
What is the quickest way to get a loan?
How to get a quick loan
Apply for one of the quickest personal loans. The quickest personal loan provider, LightStream, can fund and approve loans as soon as the same day you apply. ...
Apply for a secured personal loan. ...
Borrow from family/friends. ...
Use a credit card. ...
Use a HELOC.
What is the minimum credit score for a credit union loan?
Some banks and credit unions may be perfectly willing to make you a loan with a minimum score of 650 or even 620. But a credit score below 620 will be a problem. Credit unions will generally be better than banks since they're nonprofit and member-owned.