Nationwide Student Loan | Curbie & Bessie Capital Investments
Nationwide Student Loan Refinancing
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses.
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What is the most I can borrow with student loans?
Federal loans have different loan limits. They depend on the type of student loan, what year of school the student is applying for, as well as whether the student is considered a dependent (relying on their parents/guardian for financial support) or independent. A student is considered independent if he or she meets any one of the criteria below:
Is married
Is in grad school
Will be 24 years old before January 1 of the school year for which they're applying
Has been legally emancipated from parents or guardians
Has a child or dependent
Is on active duty or a veteran of the U.S. armed forces
Was orphaned or in foster care after age 13
Was determined to be an unaccompanied/homeless youth
How do student loans work?
Once you exhaust your college savings and gift aid (i.e. scholarships, grants, etc.), you may need to borrow a student loan to pay for college costs. A student loan enables you to borrow money to pay back at a later date, plus interest. If you graduate with a $10,000 loan with a 5% interest rate and plan to pay it off over 10 years, you will pay $2,728 in interest over the 10 years that you repay the loan, in addition to the $10,000 principal balance and any loan fees. There are two main types of student loans. Federal student loans are loans made by the U.S. Government that come with many benefits. Private loans are made by a private lender, such as a bank or a credit union. It is often recommended that you turn to federal student loans before private loans.
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Eligibility
To be eligible for student loans or student loan refinancing, applicants must meet credit and underwriting criteria and be a:
member of Curbie & Bessie Capital Investments, or become one in the application process
current student or graduate of an eligible school (excluding parent refinance loans)
U.S. citizen or permanent resident
legal adult in the state in which they reside (age 18 in most states)
How can I avoid student loan debt?
There are many ways to avoid student loan debt. Saving for college is a great solution, but there are still ways to reduce student loan debt even if you weren't able to save. Apply for as many scholarships as you can. Fill out the FAFSA to apply for grants and work-study opportunities. Find an employer who offers tuition assistance and work while you attend college. There are also work colleges where you work in exchange for tuition as well as colleges that have free tuition. Choose an affordable college, stay on track to graduate and reduce expenses as much as possible while you're in school.
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CLICK Here For Instant Student Loans Application!